All about insurance for the trucker and the transport company

Attention to all truckers and associated transport companies! I don’t need to tell you that your line of business is exposed to numerous risks. You already know that. What we can provide you with is the information you need for comprehensive protection coverage, tailored to your specific needs.

A qualified independent insurance agency will be able to craft an elite packaged policy for related indemnification, such as:

Commercial liability insurance coverage

Commercial Auto Liability Insurance Coverage

General liability insurance coverage

Workers compensation

This insurance applies to trucks used and contracted to transport cargo. This includes commercial trucks, such as:

– the type of cargo in the box

– the cement-bearing variety

– Dump types

– Garbage trucks

– Types of refrigerated boxes

– Roll over

– Semi

– Right

– Tanker trucks and

– Tractor trailers

Tractor Trailer insurance coverage incorporates the following types of cargo trucks:

1. Automatic carrier

2. Bottom dump

3. Bulk product

4. Tank

5. Lowboy

6. Dry freight

7. Tipper

8. Flat surface

9. Inclination

10. Pole trucks

11. Gooseneck Trucks

12. Livestock trucks

13. Logging trucks

14. Utility trucks

15. Refrigerated varieties

The scoop on truck operations coverage

Related insurance is a specialty for any trailer truck or heavy duty truck that transports cargo from one location to another for others and covers automobile liability and physical damage. Insurance is also available for the bobtail truck type, interchangeable deals, and the motor truck industry.

Then there is the workers’ compensation aspect that trucking companies may be responsible for providing to their trucking contracts.

All about related work accident insurance

Also known as Workers’ Compensation, this type of compensation protection is typically arranged by trucking corporations for the individual owner or operator of their hired trucks. After purchasing the insurance coverage from the partner agency representing the insurance company, the trucking company transfers the cost of the premium to the trucker. Some US states make workers’ compensation mandatory coverage that trucking companies must provide to their truckers, while other states do not.

Of course, each business, owner, or operator has its own insurance requirements. That is why each associate should discuss the details with an experienced insurance specialist. Generally, you are the designated independent insurance agent to do business with many of the major companies who will be able to offer the best package at a cheaper price than others.