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Mini-baccarat side bets are tempting, but not good for players

Mini-Baccarat was developed as a table game in casinos to accommodate the average player. However, along with that, optional side bets were also introduced to increase the house edge. Before detailing them, I will explain how the game is played.

Goal

The objective of this table game is the same as the original Baccarat, where the player must get as close as possible to the number nine. Aces count as one, twos through nines are face value, and tens through kings count as zero. Regardless of the number of players, the dealer only deals two hands with a 6 or 8 deck shoe. Before the deal, players must place a bet on the banker’s hand, the player’s hand or the tie.

When a hand is added up, it cannot exceed nine. If the two cards add up to more than nine, the first digit (number one) is discarded. The second digit becomes the total. Some examples are:

7, 8 = 15 (drop 1) total = 5

4, 3 = 7 (two cards, face value)

10, 6 = 6 (10 is zero, 6 is the face value)

K, 9 = 9 (King is zero, 9 is called natural)

Baccarat does not require any skill on the part of the player. All you need to do is decide where to place a bet before the deal. The dealer examines both hands and then decides if a third and final card should be drawn for either hand. The determination is made according to a fixed set of game rules.

A bet on the player’s hand returns even money if it wins. A bet on the banker’s hand returns even money minus a 5% commission to the house if it wins. A tie bet returns 8 to 1 if won, otherwise it is a tie when no bet is made. The reason for the 5% commission on the Bank’s win is that the draw advantage is with the Bank, according to the following game rules:

Player

The player’s position always draws with a 0, 1 and 2, 3, 4, 5 unless the dealer has a natural 8 or 9. The player always stands on a 6, 7, 8 and 9. When a player has a natural 8 or 9, the game is over.

banking

The banker position always draws on a 0, 1, 2 unless the player has a natural 8 or 9.

The banker always stands on 7, 8 and 9. When a banker has a natural 8 or 9, the game is over.

Baccarat Side Bets

There are a number of optional side bets available at Mini Baccarat tables everywhere and, like any side bet, they all exist to increase the house edge. However, players are attracted to them due to the large win payouts. These are some of the most popular:

bonus dragon

The bettor can bet on the player or banker side that the hand will win naturally or by 4 or more points. The bet must be made before the hand is dealt. The higher the number that wins the hand, the higher the payout:

Earn by: Payment

9 – 30/1

8 – 10/1

7 – 6/1

6 – 4/1

5 – 2/1

4 – 1/1

natural – 1/1

The house edge for this bet is 2.7%.

The payouts are the same for a bet on the bank side, however the house edge jumps to 9.7% if chosen.

4-5-6

This is an additional bet that the total number of cards combined to complete the player and banker’s hand will be 4, 5 or 6.

# Payment Cards House Edge

4 – 1.5/1 – 5.3%

5 – 2/1 – 8.9%

6 – 2/1 – 4.7%

3 card sixes

This is a bet on a 3-card winning six. If the player and the banker have a 3-card six, the bet pays 100/1. If there is only one three-card six, the bettor wins 8/1. The house edge is a whopping 13.4%!

royal party

Betting that the player’s or banker’s hand will have a king and a queen on the first two cards drawn, called a Royal Match. Not to be confused with the option of the same name found in the game of Blackjack. The bet pays 75/1 for a king and queen of the same suit, and 30/1 for a royal match of the same suit. The house edge has been calculated to be around 2.1%.

dragon 7

Dragon 7 is an optional side bet found in EZ Baccarat, which is played just like regular Mini-Baccarat, except the game has a commission-free bank hand with one exception: a winning bank hand with a total of three cards. of seven will push instead. to pay even money. A player can bet on that outcome for which the winning payout is 40/1. The house edge is around 7.6%.

Panda 8

The Panda 8 side bet is sometimes found in EZ Baccarat games. The bet pays 25/1 if a player’s hand has a total of three cards out of eight. As for the house edge, it is 10.2%.

tie bet

The Tie Bet is not considered a side bet as it is included in all Baccarat table games. However, due to the atrocious 14% house edge, it should be avoided at all times.

Remember that Baccarat, along with Blackjack, has a very low house edge of 1.2% when the Play bet is chosen, and a lower house edge of 1.06% when you bet Banker when avoiding side bets.

Good luck!

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